I have been busy with work and travel. So been very tardy with maintaining this blog. It may not make sense to pay the subscription fee if this is just a very infrequently-updated diary with no potential for monetary gains.
Anyway, still working on my portfolio. Trimming some positions when the price is right and adding others. Been replacing expiring T-bills with new ones including big positions using CPF OA $. Interest rate been hovering around 3.8%. Stopped SSB altogether given interest rate there has fallen to 2.8% which is not attractive anymore considering inflation and other alternatives available.
I am in a good position to pay down my mortgage. Paying 1.5% now but it will go up to 3.5-4.5% later this year when the time for refinancing comes. That amount of about $100k is now earning me 4% interest. Let’s see. I have options. That is the most important.